A new study from the Brigham and Women’s Hospital points out that severe head trauma may up the risk of our medical insurances to become obsolete. Furthermore, the same analysis revealed that depending on the severity of the trauma, patients might lose their health insurance benefits.
The study, which extended over a period of three years, wanted to ascertain if there is, in fact, a link between head trauma and health insurances. During this time, the team of scientist led by Eric Schneider, have analyzed countless of cases involving severe head trauma.
According to their determinations, it would seem that between January 2010 and December 2012, approximately 13.500 individuals were hospitalized due to head trauma.
The team also pointed out that the average age of the patients was 65 years-old, and none of them suffered from other illness prior to the event that could have altered that terms of the health insurance.
Nationwide, the situation seems to be a little more dramatic. According to several health reports, circa 280.000 patients are hospitalized each year due to head trauma. Unfortunately, approximately 40 percent of the patients who have suffered a mild to severe head trauma will become disabled.
Schneider and his team that this is one of the factors that could determine the sudden shift regarding health insurance. Since most US citizens receive the health coverage plan from their employers, any illness or accidents suffered during their employment can affect the contents of their health insurances.
Furthermore, the team also pointed out that those who have experienced mild to severe brain trauma may see modifications in their health policies in maximum five months, than those who didn’t suffer head trauma.
Statistically speaking, approximately 30.5 percent of US citizens who have suffered from head trauma see changes in their health insurance policies within 5-month interval versus those who did not suffer from such an event and who begin to see changes in their policies after 8.5 months.
Doctor Kimon Bekelis, a neurosurgeon, who was not involved in this study, declared that the new study performed by Schneider and his team points out maybe one of the weakest points of the US insurance system.
Bekelis also stated that this situation is even more dramatic, as the patients who have suffered severe head trauma are in direr need of a full medical insurance than others. The same doctor also declared that most of the patients who had a debilitating incident often need prescription for anti-seizure drugs or painkillers.