Getting the right card makes daily spending easier. The Société Générale CB Visa Card is a secure and flexible choice for many users in France.
Whether you’re a student or a frequent traveler, this card offers real value. In this guide, you’ll learn how to apply and understand all key features before signing up.
Choose the Right Visa CB Card for Your Needs
Société Générale offers two main card options. The Société Générale CB Visa Card comes with more services, while the Evolution version suits younger users.
Your age and how you plan to use the card help determine which one fits best. Make sure you understand their benefits before applying.
Visa CB Card – Standard Option
This version is available to clients from 18 years old. It includes deferred debit, which lets you group payments into one monthly debit.
You also get travel insurance and assistance during trips abroad. This is ideal for working adults and frequent travelers.
Visa Evolution CB Card – Youth-Oriented Option
This card is accessible starting at age 12. It’s meant for younger users learning how to manage spending.
It doesn’t include deferred debit or free ATM withdrawals outside SG. However, it allows full global payment access and comes with basic travel insurance.
Key Features You Should Know
Understanding the card’s main features is essential. The Société Générale CB Visa Card gives you financial flexibility and added security.
Whether you’re shopping abroad or online, your transactions are protected. Each version of the card has its own unique advantages.
Payments and ATM Withdrawals
Both card types allow payments and withdrawals worldwide. The Visa CB version gives you 3 free withdrawals per month at non-SG ATMs in the eurozone.
After that, you pay €1.20 per transaction. The Evolution card doesn’t include this free withdrawal benefit.
Travel Assistance and Insurance
The Visa CB card includes travel accident insurance. It also provides help with medical costs, repatriation, and legal aid during travel.
These services apply in both France and abroad. The Evolution card includes only basic protection.
Deferred Debit – Visa CB only
Deferred debit means your purchases are grouped and charged once monthly. This option is free with the Visa CB card.
It helps you track spending without constant deductions. It’s available only from age 18 and not included with the Evolution version.
Personalization Options for More Control
Société Générale lets you customize your card for extra functionality. You can choose from design, security, or travel add-ons.
These options give you better control over usage and appearance. Prices vary based on your selection.
Collection Card Option
You can choose from over 180 unique card designs. This lets you show your personal style on your bank card. It’s ideal for younger users or those who like customization. The option starts at €15/year.
Dynamic Crypto Option
This feature boosts security for online payments. It changes your card’s CVV code automatically for each transaction.
It’s useful if you often shop online and want more safety. This option starts at €14/year.
Traveler Option
Use your card with fewer fees abroad using the traveler add-on. It optimizes your card for international purchases and currency conversion.
It’s a smart upgrade for regular travelers. It starts at €28/year.
What Do You Need to Apply?
Before you begin your application, ensure you meet the qualification requirements. The Société Générale CB Visa Card has simple requirements.
Having these ready will help you avoid delays. Make sure your documents are up to date.
Eligibility Criteria
Check the basic qualifications before starting your application. These criteria help ensure you meet the bank’s minimum requirements.
- Must be at least 12 years old for Visa Evolution CB, 18 for standard Visa CB
- Must be a client or open an account with Société Générale
- Valid national ID or passport
- Proof of residence (utility bill or bank statement)
- Proof of income (if required for deferred debit approval)
Step-By-Step Application Guide
Applying online is fast and easy. Make sure to follow each step in order. This ensures your information is processed correctly. Use a computer or mobile device to start.
- Visit Société Générale’s official website.
- Go to the “Bank Cards” section and choose the Visa CB card.
- Log in or create an online banking profile.
- Fill out the digital form with your contact details.
- Upload your required documents.
- Submit the application and wait for confirmation.
What Happens After You Apply?
Once approved, you’ll get a confirmation by email or SMS. Your card is delivered by mail within a few business days.
Activation instructions are included in the envelope. After that, you can start using it right away.
Interest Rates and Card Fees Breakdown
Understanding the costs will help you budget wisely. The Société Générale CB Visa Card comes with clear pricing rules.
Rates may change based on age and account type. The Sobrio account bundle offers discounts for younger users.
Annual and Monthly Fees
Here you can find a breakdown of the card’s standard and bundled pricing. This card offers clear annual and monthly fee options based on your age and plan.
- Outside Sobrio: €50/year (immediate or deferred debit)
- 50% discount for ages 18–24
- With the Sobrio plan:
- €8.60/month for general customers
- €3.50/month for ages 18–24
- €6.88/month for ages 25–29
Withdrawal and Payment Limits
Cash withdrawals are free in the eurozone. Up to 3 free ATM withdrawals outside SG per month with the standard card.
After that, you pay €1.20 each. Payment limits may depend on your income and account type.
Safety, Support, and Extra Services
Strong security features and customer service back the card. Société Générale gives you tools to manage your card safely.
You also get help during emergencies. These extra services enhance your banking experience.
Security Tools and Alerts
You can monitor your card through the SG mobile app. Set limits, activate/deactivate the card, and receive alerts.
The card supports contactless payments with advanced chip protection. You also have the option to block your card temporarily.
Travel and Emergency Support
With the Visa CB card, you get 24/7 travel support. This includes medical assistance, legal aid, and assistance with emergency returns.
These services are free with the standard card. They cover both French and international travel.
Official Contact Information
If you need help at any stage—whether it’s during the application process, usage, or with technical issues—Société Générale offers multiple support channels to assist you quickly and effectively.
- Website: https://particuliers.societegenerale.fr
- Phone (France): 3955
- Phone (International): +33 1 76 77 39 55
- Address: 29 Boulevard Haussmann, 75009 Paris, France
Final Thoughts: Apply With Confidence
The Société Générale CB Visa Card is designed to meet your everyday financial needs. You get substantial benefits like insurance, deferred compensation, and worldwide access.
The application is simple and suited for both beginners and experienced users. Choose the version that fits your age and goals, and get started today.
Disclaimer: Information presented here is for general guidance only. Always refer to Société Générale’s official website for the most up-to-date terms and conditions.
