The Visa Platinum international bank card provides a Personal Assistant to simplify your daily tasks and save time.
This card ensures excellent flexibility in usage anywhere you go. Read on for details on the unique features of the Visa Platinum card.
Our Opinion About Banque Postale Visa Platinum
The Visa Platinum card, positioned between Visa Premier and Visa Infinite, grants its holder access to enhanced insurance and assistance. It features elevated limits typically set by the bank.
A notable advantage of this card over the Visa Premier is its assistant service. Yet, this card’s availability is limited across banks.
The Price of the Visa Platinum Card
Visa Platinum card prices vary across different banks, offering you a range of options based on your budget and needs. Here’s a breakdown of the costs and limits:
- Monabanq charges an annual fee starting at €108, with limits determined by your selected premium offer, either Uniq or Uniq+.
- Banque Populaire du Sud sets its fee at €190 annually, with specific limits that can vary depending on the agency.
- Crédit du Nord asks for €220 each year, allowing withdrawals up to €300 every seven days and payments up to €2,000 in the same period.
- La Banque Postale also demands €190 annually but increases withdrawal limits to €3,000 every seven days and payment caps to €12,000 every 30 days.
La Banque Postale’s Visa Platinum card might appeal to those seeking the most benefits.
It offers extensive ceilings and services such as personal and comprehensive assistance, as well as insurance guarantees.
Upon subscribing, you can access a credit option during payment, deferred debit, an e-credit card, and contactless payments. This option ensures you get significant value for your investment in the card.
Visa Platinum Card Usage
The Visa Platinum Card isn’t just a payment method; it’s a gateway to a world of possibilities, providing unparalleled convenience and accessibility wherever you travel.
Flexibility in Use
With the Visa Platinum Card, enjoy exceptional usage flexibility during your travels and at home.
Whether dining at exclusive restaurants, booking luxury accommodations, or shopping overseas, this card adapts to diverse spending needs, making it an indispensable travel companion.
Accessibility
Beyond financial transactions, this card comes with an exclusive personal assistant service, ensuring help is just a call away.
Whether you need reservations, travel advice or emergency assistance, the personal assistant makes your convenience a priority.
High Limits
Empowering you with high payment and withdrawal capacities, the Visa Platinum Card meets the demands of significant expenditures.
This feature is especially useful for large purchases or in situations where access to funds must be immediate and substantial.
Global Network
As a Visa Platinum cardholder, you’re connected worldwide, with acceptance at millions of merchants across different countries.
This extensive network ensures that your card is your reliable partner, wherever you are, providing seamless transactions in countless locations.
Visa Platinum Card Benefits
This card ensures enhanced financial flexibility both domestically and internationally. It offers high limits for payments and withdrawals:
- Payment ceiling (every 30 days): Up to €8,000.
- Withdrawal limit (every seven days): As much as €3,000.
Emergency Support Services
If the card is blocked, you can receive a temporary replacement card and a cash advance within 24 hours in most countries.
Travel Insurance and Assistance
This card includes comprehensive insurance and assistance packages to address unforeseen situations during your travels:
- Trip cancellation, snow and mountain coverage, rental vehicle incidents, and medical repatriation are among the benefits, ensuring a worry-free travel experience for you and your family.
Baggage Delay
Up to €600 is reimbursed per delay for essential purchases.
Rental Vehicle
Covers remaining costs due to theft or damage, with a limit of 2 claims per year.
Trip Modification/Interruption/Cancellation
Up to €7,500 is reimbursed per person per year for cancellations due to illness, accidents, death, or certain professional circumstances.
Luggage Loss, Theft, Damage
Up to €1,300 is reimbursed per luggage item, with additional theft coverage in hotels or rental vehicles up to €1,000 per item.
Snow and Mountain
This includes search and rescue, medical costs in France, ski passes and lessons, personal ski equipment theft, search damage, rental equipment, and legal liability.
Assistance Coverage Highlights
Advances and coverage up to €155,000 for medical expenses abroad, travel coverage for a family member, and repatriation for the insured and companions. Children under 15 also receive special care.
Up to €16,000 advanced for lawyer fees and criminal bail, with coverage up to €3,100 for lawyer’s fees.
Insurance and Assistance Eligibility
To activate, pay part or all of your travel or rental expenses using your Visa Platinum Card.
A valid card is required at the time of assistance request. It covers travel outside the home country for the first 90 days.
Beneficiaries
Coverage extends to the cardholder, spouse or partner, children under 25 if they are fiscal dependents, and unmarried grandchildren under 25 when traveling with the cardholder.
How to apply for the Visa Platinum Card?
Applying for the Visa Platinum Card at La Banque Postale follows these steps:
If an account at La Banque Postale is held:
- Initiate the Visa Platinum Card application through the Online Customer Area or by contacting the advisor directly.
If not currently a customer at La Banque Postale:
- Schedule a meeting with an advisor at the closest post office.
Alternatives to the Visa Platinum Card
Here’s a comparison of various high-end bank cards offering an alternative to the Visa Platinum card:
Bank Card Type:
Fortuneo Gold Card (Gold Mastercard)
- Monthly Fee: 0€
- Purchase Limit: 2,000€ per 30 days
- Cash Withdrawal Limit: 1,000€ per 7 days
Hello Prime Card (Hello Bank)
- Monthly Fee: 5€
- Purchase Limit: up to 2,500€ per 30 days
- Cash Withdrawal Limit: up to 1,000€ per 7 days
BforBank Visa Infinite
- Monthly Fee: 16.67€
- Purchase Limit and Withdrawal Limit: up to 3,000€ per 7 days
These options provide varying access levels and fees, allowing you to select a card that best meets your financial needs.
Visa Platinum Personal Assistant Service
The Visa Platinum Personal Assistant service provides support from 9 a.m. to 9 p.m., Monday to Saturday (excluding public holidays). This service aids in organizing daily activities in several areas:
- Travel Expert: Assists in planning travel, from simple tickets to custom trips, at special rates.
- Gourmet Expert: This position helps you find restaurants that match your taste, provides recommendations, and manages reservations at preferred venues.
- Daily Expert: Offers booking for priority taxis available 24/7 and locates services like babysitters, cleaners, or plumbers swiftly and effortlessly.
- Ticketing Expert: Handles bookings for shows and grants access to exclusive events.
This service is available via phone or the my Visa app, which can be downloaded for free on both the App Store and Google Play.
This service’s use is not capped, allowing unlimited requests. Additionally, users enjoy various benefits linked to their cards through partner advantages.
Contact Platinum Service for Inquiries
Visa Platinum offers cardholders several contact methods for assistance:
- By Internet: https://www.visaplatinum.fr/
- By email: [email protected]
- Via application: on Google Play or App Store
- via the Visa platinum telephone number: on the back of the Visa Platinum card
For lost or stolen bank cards, cardholders have two reporting options:
- Inside France: Call the interbank server at 0 892 705 705.
- Outside France: Use the number from the local opposition center list available online.
If the country isn’t listed, the default number to call is from the US: +001 303 967 1096. These services operate around the clock.
Each bank provides a unique support contact number for Visa Platinum cardholders, which varies by the issuing bank, such as La Banque Postale or Fortuneo.
Support Contact
The support contact numbers differ based on the cardholder’s bank.
For instance, the number on a Visa Platinum card at La Banque Postale differs from that on a Fortuneo card.
Conclusion
The Visa Platinum Card excels in providing financial flexibility and premium services. With high spending limits and a personal assistant, it caters to those seeking more from their financial tools.
La Banque Postale offers an appealing package with competitive fees and comprehensive support, making the Visa Platinum a top choice for daily transactions and extraordinary needs.