Kohl’s Card Online Registration: Learn How to Apply

There’s a lot of apprehension regarding store rewards credit cards like the Kohl’s Card. That’s because having a store credit card means you only get to enjoy using the credit card at the store itself. The Kohl’s Card is more than just a store credit card – it has everything you need as a frequent Kohl’s shopper.

The Kohl’s Card offers a wide variety of rewards and discounts exclusive to the store and its online platform. Although you can use the card anywhere else, the best place to use it is within Kohl’s.


It is a great choice for frequent shoppers who want to save money and earn rewards. Use the guide below to learn more about this credit card and how to apply for a Kohl’s Card.

Kohl's Card Online Registration: Learn How to Apply
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Check Out These Amazing Features of the Kohl’s Card

The Kohl’s Card is an attractive choice for frequent shoppers at Kohl’s. 

Kohl's Card Online Registration: Learn How to Apply
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Not only does it offer almost non-existent charges, but it also has exclusive discounts, anniversary specials, free shipping, and more rewards, especially if you are a member. 


If you are a loyal Kohl’s shopper, you miss out on many rewards if you have not applied for this card. 

Check out more features of this amazing credit card below.

Turn Your Purchases into Rewards

With the Kohl’s Card, you can shop and use it to pay for your purchases. You get different rewards for the type of purchases you make with the card. Cardholders can earn up to 7.5% of the amount of rewards points every time they use the card to pay for Kohl’s transactions. 


You also get 3% of the reward points for gas purchases, 2% for grocery purchases, and 1% for any other transactions made outside of Kohl’s. 

That’s a total of 7.5%, which is one of the highest in credit card rewards. Go ahead and activate your card today and get ready for shopping.

Redeem Your Rewards

After you have earned all your rewards from purchases, you can redeem them as Kohl’s Cash. Kohl’s Cash can then be used as discounts on future purchases or add-ons to your next purchase. 

Your rewards will be converted to Kohl’s Cash in $5 increments and credited to your account on the first day of the following month. 

This gives you the chance to collect more rewards, redeem them for future purchases, and incur a much lower bill. 

Zero Annual Fee

Many people despise paying an annual fee, especially when it amounts to a few hundred dollars. 

With the Kohl’s Card, you will never have to worry about paying an annual fee as it is waived for the rest of your life. You won’t get charged for using the card elsewhere as well since it also does not have any foreign transaction fee.

Interest Rates and Other Charges

Speaking of charges, you will incur an interest rate of 31.24% variable APR on purchases. Note that this rate is variable and can change based on different conditions. 

This is also dependent on your creditworthiness upon reviewing your application. It is best that you check the terms and conditions during your application to get a good look at the breakdown of your interest rate. 

Apart from that, this credit card has no balance transfer or foreign transaction fees.

Requirements to Apply for the Kohl’s Card

Before you jump into the hype of having the Kohl’s Card, there are certain requirements and qualifications that you need to be eligible for. 

Kohl's Card Online Registration: Learn How to Apply
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Your credit score must be 640 or higher before you can apply. This means you need at least a fair credit score to get approved for this credit card. Your personal information will also be required for submission and review. 

This information includes your Social Security Number, annual income, address, and contact details. They might also require you to submit your credit report. Note that all the information will be subject to approval during your application.

Contact Details

If you have more inquiries about the Kohl’s Card, you can contact their customer service hotline at 888-647-1712. You can also visit their official website for more information about the card, including the terms and conditions. 

You may also visit their main office, located at Kohl’s, Inc.’s corporate headquarters, N56 W17000 Ridgewood Drive, Menomonee Falls, WI 53051.

Kohl’s Card Online Registration – Learn How to Apply

To apply for the Kohl’s Card, you only need to follow the online registration through their official website

Kohl's Card Online Registration: Learn How to Apply
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This is far more comfortable and convenient than waiting in line to apply for and get a card. 

Once you are approved, you only need to wait for the card to arrive at your home. Check out the entire online registration process below.

Step 1

Visit the official website and click on Kohl’s Credit Card. 

You will see all of the information about the card, including the features and terms and conditions. Once you’re ready to apply, click Apply Now.

Step 2

Fill out the online application form with your details. These include your name, address, contact information, and many more. 

You will also need to upload several documents as required for review. As stated above, additional information, such as your annual income, will also be required for submission.

Step 3

Review all of the information you have entered and the terms and conditions before you submit. 

Wait for the confirmation through your email address. After approval, your card will be delivered to your address; you only need to log in to your account to activate it. You can then use the card at the store or online to make a purchase.


If you wish to have a credit card that allows you to enjoy shopping and get rewarded, the Kohl’s Card is your best option. It offers a lot of options for you to earn rewards and then lets you shop at the store with massive discounts. What more can you ask for a credit card like Kohl’s?

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.