When it comes to finding the best credit card in Germany, Deutsche Bank is always the standard financial institution that offers the best. The bank has been in the business for quite some time now, and it fully understands what people need.
This is why they have offered a plethora of different financial products that cater to different kinds of people and their specific needs, such as the Deutsche Bank Mastercard Standard credit card.
It is one of the many credit cards that offer a wide range of features and benefits that you can take advantage of. If you want to learn more about the Deutsche Bank Mastercard Standard and how to apply, check out the article below.
Deutsche Bank Mastercard Standard Features and Benefits
The Deutsche Bank Mastercard Standard has so many unique features and benefits that the cardholder can only enjoy them.
With its myriad of perks, cardholders will surely have the best time using the credit card for any transaction.
Check out what’s in store for you with the Deutsche Bank Mastercard Standard card.
Individual Credit Card Limit
Many credit cards often have a uniform credit card limit for all cardholders. Still, with the Deutsche Bank Mastercard Standard, you can expect a more personalized credit card limit.
This limit depends on your credit report during the application, which heavily affects your rating. With an individual credit card limit, you are rewarded with a higher limit if you have been responsible for your credit status.
Low Annual Fee
While many credit cards have no annual fee, they are often charged other fees to balance the balance.
The Deutsche Bank Mastercard Standard only has an annual fee of €39, which is by far the most affordable, and you don’t even have to worry about hidden charges when using the card as everything else is very transparent.
Take Full Control of Your Account
Speaking of transparency, you can take full control of your credit card through the Meine Karte app.
The mobile application can track your overall spending, check transaction history, activate or deactivate your card, and many more.
If you’re looking to manage your finances more accurately, download the app and link the card to your account to optimize the way you use the Deutsche Bank Mastercard Standard credit card.
Make Contactless Payments
With the mobile app in your hands, you can also make contactless payments by ensuring your account is safe and secure.
All you need to do is either use the app for online payments or tap the credit card on the credit card reader to complete the transaction.
Using the Deutsche Bank Mastercard Standard card worldwide, you can make contactless and cashless payments.
Your Security Guaranteed
The Deutsche Bank Mastercard Standard card offers security for both your account and all of your purchases.
The credit card has purchase protection which guarantees that you will always receive the items you purchased using the card without any damage. It also covers stolen or lost items upon reporting.
Apart from that, you can also use their security features to secure your lost card. If you suspect your account has been compromised, you can simply call their customer service hotline or use their free text message service to file a report.
Interest Rates and Other Charges
Apart from the annual fee, Deutsche Bank Mastercard Standard card holders will also have other charges to pay including the interest rate and foreign transaction fee.
The credit card’s official website does not explicitly mention any interest rate, but you can check your interest rates upon applying for the card.
If you make payments in foreign currencies, you are also charged a foreign transaction fee of 1.75% or a minimum of €1.50.
Check Out the Requirements for Application
To apply for the Deutsche Bank Mastercard Standard card, you must be 18 years old and over.
This is one of the most important qualifications for applying for the card besides having a stable income. You must also prepare several documents such as your income tax return, bank statements or payslips, and government-issued IDs.
Lastly, it is highly recommended that you have a good to great credit standing before you apply for the card. A good to great credit standing means you are qualified for a higher credit limit after getting the approval.
Your credit rating will also impact whether you will be approved for the card.
Contact Details
For more information about the credit card or if you need assistance, you can contact their customer service hotline using the numbers +49(69)910-10000 in English. You can also dial the number +49(69)910-10006 for international students.
You can visit their official website, chat with a representative, or send them an email. Their main office is located at Taunusanlage 12, 60325 Frankfurt am Main.
How to Apply for the Deutsche Bank Mastercard Standard Card
The best way to apply for the Deutsche Bank Mastercard Standard card is to do so online through the company’s official website.
It offers practical convenience and easy access to the application procedure. To begin your credit card application, you only need to prepare all of the requirements as stated above.
Navigating the Website
The first step is deciding what you need from the Deutsche Bank Mastercard Standard card.
Review every detail on their official website before you proceed to the application proper. Once you’re ready, click on Apply Now to begin the application.
Submitting Your Online Application
Fill out the online application form with your information, including your personal details and contact number.
Upload all the necessary documents to proceed with the application. Review everything and make sure that there are no spelling errors and that all the required documents are properly uploaded before you submit.
Waiting for the Approval
It may take some time before they get back to you. During this time, they will be reviewing your application, checking your credit rating, and processing your documents.
The entire application process may vary depending on your location and the documents that you have submitted. It is best to contact their customer service hotline for updates regarding your application.
Once approved, you should receive your new credit card and activate it through their mobile application.
Conclusion
The Deutsche Bank Mastercard Standard credit card offers all the standard benefits and features. It is fast becoming one of the staple credit cards in Germany. Go ahead and check out this amazing credit card and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.